Financial Consultation Disclaimer
Important Notice
Please read this disclaimer carefully before using our services.
By engaging with our consultation services, you acknowledge that you have read, understood, and agree to the terms outlined in this disclaimer document.
This disclaimer governs your use of our financial planning consultation services. The information provided during consultations is for general guidance purposes only and should not be considered as professional financial advice tailored to specific circumstances.
General Notice
The content and guidance provided through our consultations, website, and related materials are for informational purposes only. While we strive to provide accurate and helpful information, we make no representations or warranties of any kind regarding the completeness, accuracy, reliability, or suitability of the information provided during consultations.
Limitations of Liability
To the fullest extent permitted by Australian law, we disclaim all liability for damages arising from:
Information Accuracy
We make reasonable efforts to ensure information discussed during consultations is accurate and current. However, financial regulations, market conditions, and best practices evolve continuously. Information that was accurate at the time of consultation may become outdated, and we cannot guarantee real-time accuracy of all discussed topics.
Results may vary based on individual circumstances, market conditions, and personal financial situations.
Professional Advice Recommendation
Our consultations provide general guidance and should not replace professional financial advice from licensed professionals. We recommend consulting with qualified financial advisors, accountants, or legal professionals before making significant financial decisions based on information discussed during consultations.
External Resources
During consultations, we may reference external resources or third-party information. We are not responsible for the accuracy, relevance, or availability of external content and do not endorse third-party services unless explicitly stated.
No Guarantee of Results
We do not guarantee specific financial outcomes or results from implementing guidance provided during consultations. Financial success depends on numerous factors including personal discipline, market conditions, timing, and individual circumstances beyond our control.
Individual Results May Vary
Past performance does not guarantee future results. Each person's financial situation is unique, and outcomes will vary based on individual circumstances, commitment to implementation, external factors, and economic conditions. Results may vary significantly between clients.
Financial Planning Consultation Disclaimer
When discussing financial planning concepts during consultations, please understand:
Australian Jurisdiction and Compliance
Our services are provided in accordance with Australian laws and regulations:
This disclaimer is governed by the laws of Australia. Any disputes arising from consultations or related services will be subject to the exclusive jurisdiction of Australian courts.
We comply with relevant Australian consumer protection laws, privacy legislation, and financial services regulations applicable to consultation services.
Guidance provided considers Australian regulatory context, but you should verify current regulations with appropriate authorities.
Indemnification
You agree to indemnify and hold harmless our company, consultants, and representatives from any claims, damages, or expenses arising from your use of consultation services or implementation of discussed strategies.
Severability
If any provision of this disclaimer is found to be unenforceable or invalid under Australian law, such provision shall be modified to reflect the parties' intention, and the remaining provisions shall continue in full force and effect.
Modifications
We reserve the right to modify this disclaimer at any time. Changes become effective upon posting to our website. Continued use of consultation services after modifications constitutes acceptance of the revised disclaimer.
Questions About This Disclaimer
If you have questions or concerns regarding this disclaimer, please contact us:
Email Address: content@qarivosent.com
Phone Number: +61394279409
Mailing Address: 125 Stirling Street, Perth, WA 6000 Australia
Effective Date of Disclaimer: This disclaimer became effective on October 17, 2025
Last Updated Date: This disclaimer was last reviewed and updated on October 17, 2025